Legal & Privacy Disclosures

Compliance Disclosure

Altitude Financial Planning maintains a Registered Investment Advisor's License with the State of California Department of Corporations. The firm will not solicit or accept business in any state in which it is not properly registered or otherwise qualified to conduct business by virtue of a state "de minimis" exemption. Our current disclosure statement as set forth on Part II of Form ADV are available upon request.

This website is for informational purposes only and does not constitute a complete description of our investment services or performance. Altitude Financial Planning does not render or offer to render investment, tax or financial planning advice through this website to any individual or any other entity in any state or other jurisdiction. The authors, publisher and host are not providing legal, tax, accounting or other advice specific to your situation.This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEBSITE.

The material in this website is based on information that is generally available in the public marketplace and is believed to be reliable. However, it is not guaranteed as to its accuracy and we have no control over the accuracy of information on the websites found through the links within. The information is of a general nature and should not be applied indiscriminately to situations wherein it may not be completely applicable.

Privacy Statement

Altitude Financial Planning is committed to maintaining the confidentiality, integrity and security of the personal information that is entrusted to us. All non-public, personal information exchanged between a client and Altitude Financial Planning shall be treated as confidential and shall not be disclosed to third parties, except as expressly authorized by the client or as required by law.

Terms and Conditions of Use 

The altitudefinancialplanning.com web site (the “Site”) is produced by Altitude Financial Planning. All use of the Site is subject to the Terms and Conditions set forth below. By entering and using the Site, you acknowledge that you have read and understood such Terms and Conditions and that you agree to abide by them. Also, you agree that Altitude Financial Planning may use information that you supply to it in any manner consistent with the Privacy Policy set forth herein.

Section 1. Disclaimer

The Site may include or provide links to other web sites on the Internet. These other web sites may provide opinions, recommendations, or other information from various individuals, sponsors, organizations or companies. In providing such links, Altitude Financial Planning does not investigate the content of such information. Altitude Financial Planning does not endorse, guarantee, warrant, or recommend the accuracy of such information or necessarily subscribe to any such opinions or recommendations. Further, to the extent that you make use of any link to any other web site on the internet, the disclosure, reproduction, sale or distribution of information contained thereon may be prohibited. Links to other web sites are provided for informational purposes only. It is not intended to provide professional advice of any kind. Altitude Financial Planning neither sponsors nor is affiliated with any other web site to which this web site links.

Section 2. Advertisements

The Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement or recommendation by Altitude Financial Planning of the content on such third-party web sites or as an indication of any affiliation, sponsorship or endorsement of or by such third party web sites. Altitude Financial Planning is not responsible for the content of linked third-party sites and does not make any representations regarding the privacy practices of, or the content or accuracy of materials on, such third-party web sites. If you decide to access linked third-party web sites, you do so at your own risk. Your use of third-party web sites is subject to the terms of use for such sites. The site may also contain from time to time advertisements by third parties. Altitude Financial Planning may receive royalties or fees from such advertisers. Altitude Financial Planning does not endorse, guarantee, warrant, or recommend any products or services contained in advertisements.

Section 3. Hold Harmless and Indemnification

You agree to defend, indemnify and hold Altitude Financial Planning, its officers, directors, employees, agents, licensors and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Site in a manner that violates or is alleged to violate these conditions. By entering the site you hereby expressly agree that Altitude Financial Planning, and its officers, directors, agents and employees, shall not be liable to you for any damages, claims, demands or causes of action, direct or indirect, special, incidental, consequential or punitive, as a result of your use of the site or any information you obtain on it or any other interaction with Altitude Financial Planning. In doing so, you agree that you are waiving voluntarily and unequivocally any liability of Altitude Financial Planning.

Section 4. Privacy Use of Personally Identifiable Information

We respect and are committed to protecting your privacy. We will collect no personal information about you when you visit our web site unless you chose to provide that information to us. We will not forward your information to any other party without your specific consent (except as may be required by law, such as a court-ordered subpoena, search warrant, or other court order; or required by exigent circumstances). We will only use the information you give us for the purpose for which it was collected. Please be aware of this risk when providing information via unencrypted channels. As with any Internet transmission that is not encrypted, the risk of disclosure to unintended third parties exists.

Altitude Financial Planning reserves the right to perform statistical analyses of user behavior (on an aggregate basis) in order to measure interest in and use of the various areas of the Site. Altitude Financial Planning may permit third parties to offer subscription and/or registration-based services through the Site. In this event, Altitude Financial Planning is not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party before providing personally identifiable information.

Section 5. Cookie Technology

Altitude Financial Planning does not collect non-personal identification information through the use of "cookie" technology and/or Internet Protocol ("IP") address tracking. Cookies are small text files a web site can place on a user's computer which are used to recognize repeat users and facilitate the user's ongoing access to and use of the site. Non-personal identification information might include the browser used by the user, the type of computer, the operating systems, the Internet service providers and other similar information. Altitude Financial Planning cannot control the use of cookies by advertisers or third parties. Users should consult the policies such sites maintain regarding the use of cookies or similar technology. Most browsers are set to accept cookies. You can set yours to refuse cookies, or to alert you when cookies are being sent.

Section 6. General

If any clause or provision set forth above is determined to be illegal, invalid or unenforceable under present or future law, then, in that event the clause or provision so determined to be illegal, invalid or unenforceable shall be severable without affecting the enforceability of all remaining clauses or provisions.

Questions regarding this TERMS & CONDITIONS of USE statement should be directed to Altitude Financial Planning by email to info@altitudefinancialplanning.com.

Permission to use Documents (such as white papers, press releases, presentation materials, and any other publications used in the original form or converted to paper or other media) from this server ("Server") is granted by Altitude Financial Planning, provided that:

(1) the below Copyright Notice appears in all copies and that both the copyright notice and this permission notice appear;

(2) use of such Documents from this Server is for personal use or educational purposes only and are not to be used for commercial or other public use including the distribution or broadcast in any format  or media);

(3) no modifications of any Documents are made. Use for any unauthorized purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Documents specified above do not include the design or layout of this website. Elements of this website are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from this website may be copied or retransmitted unless expressly permitted.

Altitude Financial Planning makes no representations about the suitability or reliability of the information contained in the Documents and related graphics published on this server for any purpose. All such Documents and related graphics are provided "as is" without warranty of any kind and are subject to change without notice. The entire risk arising out of their use remains with the recipient. Altitude Financial Planning is not liable for any direct, consequential, incidental, special, punitive or other damages whatsoever (including without limitation, damages for loss of business profits, business interruption, or loss of business information), even if the Altitude Financial Planning has been advised of the possibility of such risks.

Links to Third-Party Sites

Linked sites are not under the control of Altitude Financial Planning and is not responsible for the contents of any linked site or any link contained in a linked site. Altitude Financial Planning provides links to you only as a convenience, and the inclusion of any link does not imply endorsement by Altitude Financial Planning of the site.

Copyright Notice

Copyright © 2010 Altitude Financial Planning. All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of Altitude Financial Planning.

General Notice

Any rights not expressly granted herein are reserved.

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